The Cost of Living in Anguilla | An Expert Guide

Anguilla, a British Overseas Territory known for its pristine beaches, luxury resorts, and exclusive atmosphere, is one of the Caribbean's most sought-after destinations. Located in the Eastern Caribbean, Anguilla has a population of approximately 15,000 people and offers a unique blend of Caribbean charm and high-end living.

Anguilla's economy is primarily driven by tourism and offshore financial services. The island has positioned itself as an upscale tourist destination, which significantly influences its cost of living. While the territory faces challenges such as limited resources and dependence on imports, it maintains a high standard of living and modern infrastructure.

The expat community in Anguilla is small but growing, particularly in areas like Sandy Ground, The Valley, and West End. Many foreigners are attracted to the island's tax benefits, year-round tropical climate, and relaxed lifestyle, though they should be prepared for premium living costs.

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Regional Comparison

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Housing Costs in Anguilla

Housing costs in Anguilla are among the highest in the Caribbean, reflecting the island's exclusive nature and limited land availability. Long-term rentals for a two-bedroom apartment typically range from USD 1,500 to USD 3,000 per month, while luxury villas can command USD 5,000 or more. Property purchase prices average USD 500-800 per square foot for condominiums, with beachfront properties commanding premium rates of USD 1,000 or more per square foot.

Summary:

• Apartment rentals: USD 1,500-3,000/month
• Villa rentals: USD 5,000+/month
• Property purchase: USD 500-800/sq ft
• Beachfront premium: USD 1,000+/sq ft

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Food Costs in Anguilla

‍Food costs in Anguilla are significantly higher than in many other Caribbean nations due to the island's reliance on imports. A basic grocery basket for one person typically costs USD 200-300 per week, with imported items commanding premium prices. Dining out at mid-range restaurants averages USD 30-50 per person, while high-end establishments can exceed USD 100 per person for dinner.Summary:

• Weekly groceries: USD 200-300
• Mid-range restaurant meal: USD 30-50
• High-end dining: USD 100+
• Local food markets: More affordable option

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Transportation Costs in Anguilla

‍Transportation in Anguilla primarily relies on private vehicles, as public transportation is limited. Car rentals average USD 45-65 per day, while purchasing a used vehicle starts from USD 15,000. Taxi services are available but expensive, with short trips costing USD 20-30 and longer journeys reaching USD 50 or more.Summary:

• Car rental: USD 45-65/day
• Used car purchase: USD 15,000+
• Taxi rides: USD 20-50
• Fuel: USD 5-6/gallon

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Healthcare Costs in Anguilla‍

Healthcare in Anguilla combines public and private options, with most expats opting for private insurance coverage. Basic health insurance plans start at USD 200-300 per month for individuals, while comprehensive coverage can exceed USD 500 monthly. Out-of-pocket costs for private clinic visits range from USD 75-150.Summary:

• Private insurance: USD 200-500/month
• Clinic visits: USD 75-150
• Public healthcare: Available but limited
• Emergency services: Often require evacuation insurance

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Utility Costs in Anguilla‍

Utilities in Anguilla are notably expensive due to the island's reliance on imported fuel for power generation. Monthly electricity costs for a two-bedroom apartment typically range from USD 200-400, while water and waste management add another USD 100-150. High-speed internet services cost USD 80-120 monthly.Summary:

• Basic utilities: USD 300-550/month
• Internet: USD 80-120/month
• Mobile phone: USD 50-80/month
• Cable TV: USD 60-100/month

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Cost of Living vs Quality of Life Correlation

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If you want to know more about Anguilla and the cost of living there you can also check out the Anguilla page.