The Cost of Living in Sweden | An Expert Guide

Sweden, a Nordic country renowned for its high standard of living and comprehensive social welfare system, consistently ranks among the world's most developed nations. With a population of approximately 10.4 million people, Sweden combines modern urban efficiency with natural beauty, though this comes with substantial living costs.

Sweden's economy is highly developed, with strong focuses on technology, manufacturing, and services sectors. The country is known for its innovative business environment and strong startup ecosystem, particularly in Stockholm. This economic strength, combined with high taxes, funds extensive social benefits including education, healthcare, and public services.

The expatriate community in Sweden is concentrated primarily in Stockholm, with significant populations in Gothenburg and Malmö. Many are drawn by career opportunities in tech and research sectors, along with the famous Swedish work-life balance and family-friendly policies. While living costs are high, they are often offset by correspondingly high salaries and comprehensive social benefits.

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Regional Comparison

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Housing Costs in Sweden

Housing costs in Sweden are substantial, particularly in Stockholm and other major cities. In central Stockholm, a one-bedroom apartment typically rents for 12,000-16,000 SEK monthly, while similar accommodations in outer areas range from 9,000-12,000 SEK. Other major cities like Gothenburg offer somewhat lower prices, with city center apartments typically costing 8,000-12,000 SEK monthly. Most rentals require queuing in municipal housing systems or finding second-hand contracts.

Summary:

• Rent, 1-bedroom apartment (Stockholm center): 12,000-16,000 SEK/month
• Rent, 1-bedroom apartment (Stockholm outer): 9,000-12,000 SEK/month
• Rent, 1-bedroom apartment (other cities): 8,000-12,000 SEK/month

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Food Costs in Sweden

Food expenses in Sweden reflect the country's high standard of living. A meal at a casual restaurant costs 120-180 SEK, while dinner at an upscale restaurant might run 300-500 SEK per person. Monthly grocery shopping at supermarkets like ICA or Coop typically costs 3,000-4,000 SEK for one person. Budget options like Lidl and Willys can help reduce costs.

Summary:

• Casual restaurant meal: 120-180 SEK
• Upscale dinner: 300-500 SEK
• Monthly groceries (1 person): 3,000-4,000 SEK

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Transportation Costs in Sweden

Public transportation in Swedish cities is efficient and well-integrated. In Stockholm, a monthly pass costs around 950 SEK for unlimited travel, while individual journeys cost 38 SEK. Cycling is popular during warmer months, with excellent infrastructure in major cities. Taxis are expensive, with a 5km journey typically costing 200-300 SEK.

Summary:

• Public transport monthly pass: 950 SEK
• Single journey ticket: 38 SEK
• Taxi (5km journey): 200-300 SEK

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Healthcare Costs in Sweden

Healthcare in Sweden is primarily provided through the public system, funded by taxes and available at low cost to residents. Doctor visits typically cost 200-300 SEK, with an annual cap on medical expenses of around 1,200 SEK. Private health insurance, which some choose for shorter waiting times, typically costs 300-600 SEK monthly. Dental care is partially subsidized for adults.

Summary:

• Doctor's visit: 200-300 SEK
• Annual healthcare cap: 1,200 SEK
• Private health insurance: 300-600 SEK/month

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Utility Costs in Sweden

Utility costs in Sweden can be substantial, particularly during the long winter months. Monthly utilities including electricity, heating, water, and garbage collection typically range from 1,000-2,000 SEK for an apartment. Internet service costs 300-400 SEK monthly for high-speed connections. Mobile phone plans with data typically range from 200-400 SEK monthly.

Summary:

• Basic utilities: 1,000-2,000 SEK/month
• Internet: 300-400 SEK/month
• Mobile phone plan: 200-400 SEK/month

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Example Monthly Expenses in Sweden

Average monthly expenses for a single person living in Stockholm:

• Rent (1-bedroom, decent area): 13,000 SEK
• Utilities: 1,500 SEK
• Food: 3,500 SEK
• Transportation: 950 SEK
• Healthcare: Minimal (covered by taxes)
• Internet/Phone: 600 SEK
• Entertainment: 2,000 SEK
• Total: 21,550 SEK

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Cost of Living vs Quality of Life Correlation

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If you want to know more about Sweden and the cost of living there you can also check out the Sweden page.