Seychelles, an archipelago of 115 granite and coral islands in the Indian Ocean, combines tropical luxury with a sophisticated offshore financial sector. With a population of approximately 98,000 people, Seychelles offers a unique blend of island living and modern amenities, though at premium prices reflecting its remote location and tourism-oriented economy.

Seychelles' economy is primarily driven by tourism and financial services, with growing emphasis on sustainable development. The country has positioned itself as both a luxury tourist destination and an international business center, though its isolated location and need to import most goods results in relatively high living costs.

The expatriate community in Seychelles is concentrated primarily on Mahé island, particularly around Victoria and Beau Vallon, with smaller populations on Praslin and La Digue. Many are drawn by opportunities in tourism, offshore finance, and international organizations, despite the high cost of living.

‍

Regional Comparison

‍

Housing Costs in Seychelles

Housing costs in Seychelles are substantial, particularly in prime coastal areas. In desirable locations on Mahé, a one-bedroom apartment typically rents for 15,000-25,000 SCR monthly, while similar accommodations in less tourist-oriented areas range from 10,000-15,000 SCR. Properties with ocean views or in gated communities can command significantly higher prices, often starting at 30,000 SCR monthly.

Summary:

• Rent, 1-bedroom apartment (prime areas): 15,000-25,000 SCR/month
• Rent, 1-bedroom apartment (standard areas): 10,000-15,000 SCR/month
• Rent, premium properties: 30,000+ SCR/month

‍

Food Costs in Seychelles

Food expenses in Seychelles reflect the need to import many products. A meal at a local restaurant costs 200-400 SCR, while dinner at a tourist-oriented restaurant might run 500-1,000 SCR per person. Monthly grocery shopping at supermarkets typically costs 4,000-6,000 SCR for one person, though local markets can offer better value for fresh produce and fish.

Summary:

• Local restaurant meal: 200-400 SCR
• Tourist restaurant dinner: 500-1,000 SCR
• Monthly groceries (1 person): 4,000-6,000 SCR

‍

Transportation Costs in Seychelles

Transportation in Seychelles primarily relies on buses and taxis. Public bus fares are very affordable at 7-15 SCR per journey. Taxis are more expensive, with a 5km journey typically costing 200-300 SCR. Many expatriates choose to own vehicles despite high purchase and maintenance costs due to limited public transportation options.

Summary:

• Bus fare: 7-15 SCR
• Taxi (5km journey): 200-300 SCR
• Monthly car expenses: 2,000-3,000 SCR

‍

Healthcare Costs in Seychelles

Healthcare in Seychelles operates through both public and private systems. Private health insurance typically costs 1,500-3,000 SCR monthly per person, depending on coverage. A consultation at a private clinic costs 500-1,000 SCR, while specialist visits range from 800-1,500 SCR. Many expatriates maintain international health insurance that includes evacuation coverage.

Summary:

• Private health insurance: 1,500-3,000 SCR/month
• Doctor's consultation: 500-1,000 SCR
• Specialist visit: 800-1,500 SCR

‍

Utility Costs in Seychelles

Utility costs in Seychelles can be substantial, particularly due to air conditioning use. Monthly utilities including electricity, water, and garbage collection typically range from 2,000-4,000 SCR for an apartment. Internet service costs 800-1,500 SCR monthly for reliable connections. Mobile phone plans with data typically range from 300-600 SCR monthly.

Summary:

• Basic utilities: 2,000-4,000 SCR/month
• Internet: 800-1,500 SCR/month
• Mobile phone plan: 300-600 SCR/month

‍

Example Monthly Expenses in Seychelles

Average monthly expenses for a single person living in a good area:

• Rent (1-bedroom, good area): 20,000 SCR
• Utilities: 3,000 SCR
• Food: 5,000 SCR
• Transportation: 1,000 SCR
• Healthcare (insurance): 2,000 SCR
• Internet/Phone: 1,200 SCR
• Entertainment: 3,000 SCR
• Total: 35,200 SCR

‍

Cost of Living vs Quality of Life Correlation

‍

If you want to know more about Seychelles and the cost of living there you can also check out the Seychelles page.