The Cost of Living in Indonesia | An Expert Guide

Indonesia, the world's largest archipelago nation known for its diverse cultures, tropical landscapes, and emerging economy, offers an attractive combination of modern amenities and traditional lifestyle at competitive costs. Located in Southeast Asia, Indonesia has a population of over 270 million people and has established itself as one of the region's most dynamic economies, particularly appealing to digital nomads and expats seeking an affordable yet comfortable lifestyle.

Indonesia's economy is the largest in Southeast Asia and has shown remarkable resilience in recent years. The country is known for its rich natural resources, growing tech sector, and robust tourism industry. While facing challenges such as infrastructure development and economic inequality, Indonesia continues to modernize rapidly while maintaining its cultural heritage.

The expat community in Indonesia is substantial and growing, particularly in areas like Jakarta, Bali, and Yogyakarta. Many foreigners are drawn to the country's affordable cost of living, warm climate, and vibrant culture, with digital nomads especially attracted to Bali's established remote work ecosystem.

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Regional Comparison

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Housing Costs in Indonesia

Housing costs in Indonesia vary significantly depending on location and quality. In Jakarta, a modern one-bedroom apartment in the city center typically costs between IDR 8-12 million per month, while similar accommodations in suburban areas range from IDR 4-7 million. Bali offers diverse options, from basic accommodations at IDR 3-5 million to luxury villas at IDR 15-25 million monthly. Long-term rentals often include utilities and basic furnishings, with yearly contracts offering better rates than monthly arrangements.

Summary:

• Apartment rental (Jakarta city center): IDR 8-12 million/month
• Apartment rental (Jakarta suburbs): IDR 4-7 million/month
• Villa rental (Bali): IDR 3-25 million/month depending on location and quality

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Food Costs in Indonesia

‍Food costs in Indonesia are generally very affordable, particularly when enjoying local cuisine. A meal at a local warung (small restaurant) costs between IDR 15,000-30,000, while mid-range restaurants charge IDR 50,000-150,000 per person. Western restaurants and cafes in expat areas typically charge IDR 100,000-300,000 per meal. Monthly grocery costs for one person eating a mix of local and imported foods average IDR 2-4 million, with imported items significantly more expensive than local products.Summary:

• Local restaurant meal: IDR 15,000-30,000
• Mid-range restaurant meal: IDR 50,000-150,000
• Monthly groceries: IDR 2-4 million/person

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Transportation Costs in Indonesia‍

Public transportation in Indonesia is highly affordable, with various options available. In Jakarta, MRT tickets cost IDR 3,000-14,000 depending on distance, while GoJek or Grab motorcycle rides typically range from IDR 15,000-40,000 for short trips. Car ownership involves significant costs, with fuel priced at approximately IDR 10,000-13,000 per liter and monthly parking fees in central areas ranging from IDR 500,000-1,500,000.Summary:

• MRT fare: IDR 3,000-14,000
• Ride-hailing services: IDR 15,000-40,000 per trip
• Fuel: IDR 10,000-13,000/liter

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Healthcare Costs in Indonesia‍

Healthcare costs vary widely between public and private facilities. Private hospitals catering to expats charge consultation fees ranging from IDR 300,000-1,000,000, while comprehensive health insurance plans cost between IDR 10-30 million annually depending on coverage. Basic local insurance plans start from IDR 3-5 million per year but may have limited coverage and facilities.Summary:

• Private hospital consultation: IDR 300,000-1,000,000
• Annual health insurance (comprehensive): IDR 10-30 million
• Basic local insurance: IDR 3-5 million/year

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Utility Costs in Indonesia

‍Monthly utilities in Indonesia are relatively affordable but can increase significantly with air conditioning usage. A typical apartment's electricity bill ranges from IDR 500,000-1,500,000, while water costs average IDR 100,000-300,000. Internet services with speeds of 50-100 Mbps typically cost IDR 400,000-800,000 monthly, with additional fees for installation and equipment.Summary:

• Basic utilities: IDR 500,000-1,500,000/month
• Internet (high-speed): IDR 400,000-800,000/month
• Mobile phone plan: IDR 100,000-300,000/month

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Cost of Living vs Quality of Life Correlation

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If you want to know more about Indonesia and the cost of living there you can also check out the Indonesia page.